Top Reasons to get this card
Amex Platinum Welcome Offer
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Flights are Fun
With the card, you can also earn 5X Membership Rewards Points per dollar if you book them directly with airlines or with American Express Travel. The limit is $500,000 per calendar year in purchases.
Hotels Stays are Beneficial Too
You also earn five points per dollar on prepaid hotels booked with American Express Travel, in addition to one point per dollar on other eligible purchases.
Be the Elite
You also earn elite status for hotels including Marriott Bonvoy Gold Elite Status, Hilton Honors Gold Status and with car rental including Avis Preferred®, Hertz Gold Plus Rewards®, and/or National Car Rental® Emerald Club**.
Commutes are Affordable
With card_name, you can earn Uber Cash** worth $200 (up to $15 monthly increments offered every month). It is capped at a total of $35 bonus in December each year. You need to link the card to your Uber account to be eligible for this benefit.
Cost-Effective Fitness
card_name also helps you earn up to $300 annual Equinox Credit. It is eligible only after paying the fees for any Equinox club**.
Other Benefits
- Get $240 Digital Entertainment Credit on purchases or subscriptions with The New York Times, Audible, Peacock, and SiriusXM. Enrollment required**.
- Dine stylishly with Exclusive Global Dining Access by Resy. It includes access to some of the world’s top restaurants, premium events, and several other benefits.
- Get a $100 Saks Fifth Avenue Credit valid for purchases in-store or online at saks.com. Enrollment required**.
- $300 statement credit after you use your card_name to purchase a SoulCycle at-home bike**.
- 24×7 access to card_name Concierge.
Pros and Cons
Pros
- Great for frequent travelers, who can save considerably on flights and hotel bookings.
- Elite Status unlocks access to benefits for all your travels and dining
- If you are wondering, does Amex Platinum card have foreign transaction fees – the answer is none. You can carry this card on all your international travels
Cons
- The annual fee is a fit mainly for travelers seeking rewards and exclusive benefit
Is This the Right Card for You?
For frequent travelers or those seeking exclusive dining, travel and lifestyle benefits, Amex Platinum benefits are a perfect fit. The Amex Platinum annual fee is on the higher side but the various credits as high as $3,500, many of them easily attainable, makes it a somewhat affordable Platinum card.
Even the rewards add up quickly, if you travel twice a month and spend modest $1K per month on Flights – you will earn $1,000*12*5 = 60,000 Membership Rewards Points which can be worth over $900. Add to that hotel stays and other purchases which will accrue even more rewards.
There is $189 credit for CLEAR Plus to help you breeze through security at 45+ airports and then complimentary access to 1,400 airport lounges including famed The Centurion Lounge** to relax while waiting for your flight. Plus various statuses at Marriott, Hilton, Hertz, Avis and more further unlock exclusive privileges from complimentary upgrade, priority check-in and more.
Add to this, $200 Airline Credit, $200 Hotel Credit and $200 Uber Cash can be easily redeemed on the travel and commuting you do anyway. Another credit for TSA PreCheck or Global Entry eases transit through airports.
Even if you travel less frequently, $155 Walmart+ Credit**, $100 Saks Fifth Avenue Credit**, $240 Digital Entertainment Credit** across Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times can come in handy.
For Fitness freaks, $300 Equinox credit and $300 SoulCycle at-home bike credit can steer you towards your fitness goals.
If you are looking to compliment your lifestyle with exclusive benefits while still earning high rewards for purchases you make anyway, then to the question is Amex Platinum worth it – the answer is Yes!
The Platinum Card® from American Express FAQ’s
What is The Platinum Card® from American Express?
card_name is a premium credit card that comes with an attractive welcome bonus, awesome luxury perks and complimentary upgrades during travel, and several other add-ons.
The benefits you might like the most are 5X bonus points on airfare, complimentary lounge access, airfare discounts, Uber credits, credits to elevate your lifestyle such as Walmart+, Equinox and a lot more.
How much is an The Platinum Card® from American Express?
card_name has an annual fee of $695. You can easily offset the fee and get access to more than $1500 worth of benefits if you use the card smartly.
How to get an The Platinum Card® from American Express?
A key eligibility criteria for card_name is that you need to have a credit score of at least 690.
Other criteria include a steady source of income and a taxpayer identification number.
If you meet these criteria, you can apply for card_name on the American Express website and get approved in seconds.
Is The Platinum Card® from American Express worth it?
The value of perks across travel and lifestyle that come built in with card_name is very high.
If you travel frequently and want to access exclusive benefits and maximize your rewards for flights which can easily offset the annual fee, this card is definitely worth it.
How to qualify for The Platinum Card® from American Express?
No set score will help you qualify for card_name.
However, it is recommended that you have a clean credit history for at least two years, a credit score of 670 (the more, the better), and an income of over $50,000 per year to increase your chances of getting this coveted credit card.
Does The Platinum Card® from American Express have foreign transaction fees?
card_name is great for international travel, especially because it has no foreign transaction fee.
However, there are a few situations in which merchants or ATMs might charge a fee on foreign transactions.
Talk to the AmEx customer care team for any particular merchant you want to enquire about.
Is The Platinum Card® from American Express a luxury card?
Yes, card_name is considered a luxury credit card due to many reasons.
The top two reasons are the access to luxury perks such as complimentary upgrades at hotels, airline credits, travel protections, concierge service, and access to premium lounges at airports.
What benefits does The Platinum Card® from American Express have?
The list of benefits offered by card_name is quite extensive. A few benefits worth highlighting are:
- $240 Digital Entertainment Credit
- $200 Hotel Credit
- Access to 1,400+ airport lounges including the Centurion Lounge
- $155 Walmart+ Credit
- $200 Uber Cash
- $300 Equinox Credit
- $200 Airline Fee Credit
· And Many More
How do I waive my Amex annual fee?
There is no single hack to waive your AmEx annual fee. One simple method is to go for a credit card with a $0 annual fee.
Another smart method is to avail bonus points or a statement credit for a portion of the annual fee.
Remember, AmEx is unwilling to provide a complete waiver of the annual fee. But you can offset it by earning more rewards and perks.
Which is better, gold or platinum American Express?
The card_name is ideal for people seeking more everyday value such as dining or grocery purchases, while the card_name is meant to offer more luxury value and better perks for travel and elevated lifestyle benefits.
The ongoing rewards on purchases are also better with card_name as it has a higher maximum earning rate in addition to lucrative travel rewards.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Uthrive has partnered with CardRatings for our coverage of credit card products. Uthrive and CardRatings may receive a commission from card issuers.
