A single credit card for all your purchases? We do not think that is a good option because every card is designed differently. In the ocean of Credit Cards, it is challenging for most people to get the best-fitted card for their wallet.
Uthrive experts are committed to helping you make the right choice to get you maximum cash back, rewards, balance transfer, free travel, 0% APR, and lots more.
New card offer
$625$1,000+ Welcome Offer. Ending soon.
Partner offer, Terms Apply*
Ranging from a great welcome bonus with no annual fees to various special features, the key to finding the best credit card depends upon your lifestyle, needs, and spending habits. Here is a list of best cards to align with your spending habits and priorities:
Best card offers
Uthrive carefully evaluates which cards will benefit our readers the most. You
should
strongly consider getting at least one of these cards and we are confident you will enjoy rewards and
perks
that come with them.
Opinions, reviews, analyses & recommendations are the author’s alone,
and
have not been reviewed, endorsed or approved by any other entities.
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
The card_name is a great choice for families.
See your savings grow with card_name benefits including 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1% thereafter), 6% back on select U.S. streaming subscriptions, 3% back on transit and U.S. gas stations, and 1% cash back on all other purchases—which makes it one of the highest cash back credit cards. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. *
Blue Cash Preferred® Card from American Express also offer an Introduction APR of intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
As a new card member, you bonus_miles_full
You also get valuable benefits such as $84 Disney Bundle Credit, $120 Equinox+ Credit also offers various travel, shopping & entertainment benefits, enrollment required. Terms apply**.
No Annual Fee Credit Card with Exciting Welcome Offer
Capital One Savor Cash Rewards Credit Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rate
Up to 8% Cashback
Annual Fees
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
The card_name is an excellent choice for individuals who enjoy dining out and entertainment.
With no annual fee and impressive cashback rewards, it offers 3% cashback on dining, entertainment, and grocery purchases, making it an attractive option for those who frequently spend in these categories.
Additionally, the cash rewards credit card comes with a good sign-up offer of bonus_miles_full, low APR, and a long intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
Best Travel Rewards Credit Card
Chase Sapphire Preferred® Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
Up to 5x Points
Annual Fees
annual_fees
APR/Rates
reg_apr,reg_apr_type
The card_name is a popular travel rewards credit card offering rich benefits
From a big sign-up bonus of bonus_miles_full To juicy dining and traveling rewards on your spending.
Its low annual fee, high-value points, and no foreign fees have made it a favorite go-to card for travelers.
card_name is meant for you if you want a card for travel that earns generous 3X Membership Rewards points across the widest array of travel categories.
card_name benefits also include $189 annual CLEAR® Plus membership credit to breeze through airport security and $100 credit to purchase lounge access and an exciting offer of bonus_miles_full
This card also gives 3X points for transit so whether you Uber to work or take trains, buses, ferries, subway, and more, get rewarded for every ride which makes it one of the best card for commuters.
Plus 3X points on dining at restaurants worldwide delivers solid value, in case you ask - is American Express® Green Card worth it. Terms apply**.
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type*
card_name is a great option for individuals who spend a lot on everyday purchases such as at U.S. supermarkets, U.S. gas stations and select U.S. online retail purchases, and want to earn cashback rewards without an annual fee.
This card also offers a bonus of bonus_miles_full And an intro APR of intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type*
With 3% Cash Back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations (on up to $6,000 per year in purchases, then 1%), and 1% Cash Back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
And various travel, shopping & entertainment benefits. Terms apply**.
Popular Travel Rewards Credit Card
Capital One Venture Rewards Credit Card
Welcome Offer
bonus_miles_full
Reward Rates
Up to 5x Miles
Annual Fees
annual_fees
APR/Rates
reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
The card_name is a popular travel rewards card that offers generous miles and valuable benefits for frequent travelers.
With a $95 annual fee and a flat-rate rewards structure, the card allows users to earn unlimited 5X per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel, and 2X miles on every purchase, redeemable for travel expenses such as flights, hotels, and rental cars.
Cardholders will bonus_miles_full
Cardholders will also receive up to a $120 credit for TSA PreCheck or Global Entry application fees and travel accident insurance.
It also comes with no foreign transaction fees and is a great option for those who often travel and want to earn valuable rewards without the hassle of rotating categories.
card_name is a great way to earn the maximum Membership Rewards® points.
It provides 4X points per dollar on restaurants worldwide and 4X on US Supermarkets up to $25,000 purchases each year. Plus 3X on Flights booked directly with airlines or amextravel.com
An enticing offer of bonus_miles_full
Enjoy useful perks such as $120 Uber Cash which can be used for Uber rides and Uber Eats, $120 Dining Credit every year. Plus get $100 experience credit to use during your stay on eligible spas, dining, and resorts.
To receive this benefit you must have downloaded the latest version of the Uber app and your eligible an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. The Amex benefit may only be used in the united states.
You also benefit from zero foreign transaction fees and various travel, shopping & entertainment benefits. Terms apply.**
Up to 5% Cash Back Card with No Annual Fee
Ink Business Cash® Credit Card
Welcome Offer
bonus_miles_full
Reward Rates
1% - 5% cash back
Annual Fee
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
The Ink Business Cash® Credit Card is one of the best business cards offered by Chase. Card holders with Ink Business Cash® Credit Card earn ultimate rewards, which can be redeemed as cash back.
This card offers 5% cash back on office supply stores as well as on internet, cable, and phone service providers up to $25,000 in combined purchases each year.
You can also earn 2% cash back at gas stations and restaurants up to $25,000 in combined purchases each account anniversary year, and 1% cash back on all other card purchases with no limit to the amount you can earn
The impressive sign-up bonus of bonus_miles_full
no annual fee, and intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type, make it worth having in your wallet.
Unlimited Cash Back with No Annual Fee
Capital One Quicksilver Cash Rewards Credit Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rate
Up to 5% Cashback
Annual Fees
annual_fees
APR/Rate
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back on all purchases - making it a simple cash back card that rewards you on every swipe, all with No annual fees.
Add to this, you can earn bonus_miles_full.
The card also offers intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type on balance transfers and purchases which makes it to be counted among the best credit cards in 2024; Balance Transfer Fee applies to balances transferred at a promotional rate.
Strong cash back card with no fee
Chase Freedom Unlimited®
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
Up to 5% Cashback
Annual Fees
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
The card_name credit card is a solid choice for those who seek cashback for everyday expenses.
With no annual fee, an attractive sign-up bonus of bonus_miles_full
And impressive cashback rates up to 5%, it also offers intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type.
Apart from straightforward cashback, this card includes several valuable benefits, such as purchase protection and travel emergency assistance.
Maximum Cash Back for Everyday Spend
Blue Cash Preferred® Card from American Express
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
1% - 6% Cashback
Annual Fees
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
The card_name is a great choice for families.
See your savings grow with card_name benefits including 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1% thereafter), 6% back on select U.S. streaming subscriptions, 3% back on transit and U.S. gas stations, and 1% cash back on all other purchases—which makes it one of the highest cash back credit cards. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. *
Blue Cash Preferred® Card from American Express also offer an Introduction APR of intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
As a new card member, you bonus_miles_full
You also get valuable benefits such as $84 Disney Bundle Credit, $120 Equinox+ Credit also offers various travel, shopping & entertainment benefits, enrollment required. Terms apply**.
No Annual Fee Credit Card with Exciting Welcome Offer
Capital One Savor Cash Rewards Credit Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rate
Up to 8% Cashback
Annual Fees
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
The card_name is an excellent choice for individuals who enjoy dining out and entertainment.
With no annual fee and impressive cashback rewards, it offers 3% cashback on dining, entertainment, and grocery purchases, making it an attractive option for those who frequently spend in these categories.
Additionally, the cash rewards credit card comes with a good sign-up offer of bonus_miles_full, low APR, and a long intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
Best Travel Rewards Credit Card
Chase Sapphire Preferred® Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
Up to 5x Points
Annual Fees
annual_fees
APR/Rates
reg_apr,reg_apr_type
The card_name is a popular travel rewards credit card offering rich benefits
From a big sign-up bonus of bonus_miles_full To juicy dining and traveling rewards on your spending.
Its low annual fee, high-value points, and no foreign fees have made it a favorite go-to card for travelers.
Best for Travel, Dining and Commuting
American Express® Green Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
3X Membership Rewards® points
Annual Fees
annual_fees
APR/Rates
reg_apr,reg_apr_type
card_name is meant for you if you want a card for travel that earns generous 3X Membership Rewards points across the widest array of travel categories.
card_name benefits also include $189 annual CLEAR® Plus membership credit to breeze through airport security and $100 credit to purchase lounge access and an exciting offer of bonus_miles_full
This card also gives 3X points for transit so whether you Uber to work or take trains, buses, ferries, subway, and more, get rewarded for every ride which makes it one of the best card for commuters.
Plus 3X points on dining at restaurants worldwide delivers solid value, in case you ask - is American Express® Green Card worth it. Terms apply**.
No Fee Cash Back Credit Card for Families
Blue Cash Everyday® Card from American Express
Welcome Offer
bonus_miles after qualifying purchases
Reward Rate
Up to 3% Cashback
Annual Fees
annual_fees*
Intro APR
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type*
card_name is a great option for individuals who spend a lot on everyday purchases such as at U.S. supermarkets, U.S. gas stations and select U.S. online retail purchases, and want to earn cashback rewards without an annual fee.
This card also offers a bonus of bonus_miles_full And an intro APR of intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type*
With 3% Cash Back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations (on up to $6,000 per year in purchases, then 1%), and 1% Cash Back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
And various travel, shopping & entertainment benefits. Terms apply**.
Popular Travel Rewards Credit Card
Capital One Venture Rewards Credit Card
Welcome Offer
bonus_miles_full
Reward Rates
Up to 5x Miles
Annual Fees
annual_fees
APR/Rates
reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
The card_name is a popular travel rewards card that offers generous miles and valuable benefits for frequent travelers.
With a $95 annual fee and a flat-rate rewards structure, the card allows users to earn unlimited 5X per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel, and 2X miles on every purchase, redeemable for travel expenses such as flights, hotels, and rental cars.
Cardholders will bonus_miles_full
Cardholders will also receive up to a $120 credit for TSA PreCheck or Global Entry application fees and travel accident insurance.
It also comes with no foreign transaction fees and is a great option for those who often travel and want to earn valuable rewards without the hassle of rotating categories.
Best Card for Dining and Groceries
American Express® Gold Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
Up to 4x Membership Rewards® Points
Annual Fees
annual_fees
APR/Rates
reg_apr,reg_apr_type
card_name is a great way to earn the maximum Membership Rewards® points.
It provides 4X points per dollar on restaurants worldwide and 4X on US Supermarkets up to $25,000 purchases each year. Plus 3X on Flights booked directly with airlines or amextravel.com
An enticing offer of bonus_miles_full
Enjoy useful perks such as $120 Uber Cash which can be used for Uber rides and Uber Eats, $120 Dining Credit every year. Plus get $100 experience credit to use during your stay on eligible spas, dining, and resorts.
To receive this benefit you must have downloaded the latest version of the Uber app and your eligible an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. The Amex benefit may only be used in the united states.
You also benefit from zero foreign transaction fees and various travel, shopping & entertainment benefits. Terms apply.**
Up to 5% Cash Back Card with No Annual Fee
Ink Business Cash® Credit Card
Welcome Offer
bonus_miles_full
Reward Rates
1% - 5% cash back
Annual Fee
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
The Ink Business Cash® Credit Card is one of the best business cards offered by Chase. Card holders with Ink Business Cash® Credit Card earn ultimate rewards, which can be redeemed as cash back.
This card offers 5% cash back on office supply stores as well as on internet, cable, and phone service providers up to $25,000 in combined purchases each year.
You can also earn 2% cash back at gas stations and restaurants up to $25,000 in combined purchases each account anniversary year, and 1% cash back on all other card purchases with no limit to the amount you can earn
The impressive sign-up bonus of bonus_miles_full
no annual fee, and intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type, make it worth having in your wallet.
Unlimited Cash Back with No Annual Fee
Capital One Quicksilver Cash Rewards Credit Card
Welcome Offer
bonus_miles after qualifying purchases
Reward Rate
Up to 5% Cashback
Annual Fees
annual_fees
APR/Rate
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.
Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back on all purchases - making it a simple cash back card that rewards you on every swipe, all with No annual fees.
Add to this, you can earn bonus_miles_full.
The card also offers intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type on balance transfers and purchases which makes it to be counted among the best credit cards in 2024; Balance Transfer Fee applies to balances transferred at a promotional rate.
Strong cash back card with no fee
Chase Freedom Unlimited®
Welcome Offer
bonus_miles after qualifying purchases
Reward Rates
Up to 5% Cashback
Annual Fees
annual_fees
APR/Rates
intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type
The card_name credit card is a solid choice for those who seek cashback for everyday expenses.
With no annual fee, an attractive sign-up bonus of bonus_miles_full
And impressive cashback rates up to 5%, it also offers intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type.
Apart from straightforward cashback, this card includes several valuable benefits, such as purchase protection and travel emergency assistance.
To identify the best credit cards of 2024, our experts compare the rewards, interest rates, and fees. We assure the tailored services of the Uthrive App outshine the rest.
* For rates and fees of the Blue Cash Preferred® Card from American Express, please click here and view ** Terms Apply
* For rates and fees of the American Express® Green Card, please click here and view ** Terms Apply
* For rates and fees of the Blue Cash Everyday® Card from American Express, please click here and view ** Terms Apply
* For rates and fees of the American Express® Gold Card, please click here and view ** Terms Apply
Uthrive carefully evaluates which cards will benefit our readers the most. You should
strongly consider getting at least one of these cards and we are confident you will enjoy rewards and perks
that come with them.
Opinions, reviews, analyses & recommendations are the author’s alone, and
have not been reviewed, endorsed or approved by any other entities.
I understand that I am providing written instructions in
accordance with the Fair Credit Reporting Act and other applicable law for Uthrive to
request and receive information about me from third parties, including but not limited
to a copy of my consumer report and score from consumer reporting agencies, at any time
for so long as I have an active Uthrive account. I further authorize Uthrive to retain a
copy of my credit information for it’s use and to match with credit products.
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