Top Reasons to Get This Card
card_name Welcome Offer
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Restaurant Rewards
Earn 4X Membership Rewards® at U.S. Restaurants, takeouts, and deliveries.
Earn on Grocery Shopping
Earn 4X Membership Rewards® points at U.S. supermarkets for up to $25,000 purchases per year. After that, it slides to 1X.
Great for Uber Users
If you Uber to airport or office frequently or order from Uber Eats often, you can add the card_name to the Uber account and get $10 cash monthly if you place an order with Uber Eats or choose to commute with Uber. It is capped at $120 a year **.
To receive this benefit you must have downloaded the latest version of the Uber app and your eligible card_name must be the method of payment on your uber account. The Amex benefit may only be used in the united states.
Avail Dining Credits
If you eat out frequently, card_name dining credits can earn up to $10 in statement credits monthly if you pay with the card_name at Wine.com, Goldbelly, The Cheesecake Factory, Grubhub, Milk Bar, and some Shake Shack locations (with enrollment) **.
Other Benefits
- You can transfer the Membership Rewards® points to other loyalty programs like frequent flier programs from Delta Airlines, Emirates, British Airways, and Virgin Atlantic or hotel programs, including Marriott Bonvoy
- The card offers Plan It and Pay Over Time features that can help you finance some purchases over a specific period. With Plan It, Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have to pay the whole amount all at once. Plus, you’ll still earn rewards on purchases the way you usually do.
Pros and Cons
Pros
- If you are wondering, does card_name have foreign transaction fees – the answer is none. You can carry this card on all your international travels
- Getting 4 points per dollar on up to $25,000 in purchases at US supermarkets is great for families. It’s a good option if you are always seeking rewards at a grocery store with a rewards card.
- You earn 3 points per dollar on flights you book from the airlines, or the Amex travel portal.
Cons
- card_name doesn’t give access to lounges at airports, You would need to consider card_name vs. card_name
- People with good/excellent credit are generally eligible for the card
Is This the Right Choice for You?
If you like to dine out a lot, travel frequently, and like earning more Membership Rewards®, you might find card_name benefits very appealing. For those with elevated spending on these categories, the value of points earned easily outpaces card_name card annual fee.
Among other card_name benefits, it offers the most value to those who travel, dine out alone or with families, and for stocking up on groceries. 4X points per dollar at US supermarkets up to $25,000 annual spend is enough to cover practically any household.
3X points on flights coupled with $100 entertainment credit during hotel stays will make your travel rewarding. And yes, the Uber benefits come handy for a ride to airport or commuting in general.
You can choose the card in the color that suits your style. Some people prefer the shiny gold version, while others choose the more subtle Rose Gold.
The card also has no foreign transaction fee, which is a great perk if you travel internationally to visit new destinations or get together with family living abroad.
The ability to add family members (as young as 13) without fee makes the card appealing for families that want to stay on top of all transactions while still earning MR points.
Overall, with rich rewards, relevant credits, and perks, card_name continues to be an iconic card you won’t regret getting.
American Express Gold FAQ’s
What is a American Express® Gold Card?
card_name is usually a charge card or credit card issued to people who have a good to strong credit.
These cards usually come with rich rewards and premium benefits for dining, travel and shopping purchases that are not available to holders of standard cards.
How to get an American Express® Gold Card?
To get an card_name , you need to meet certain eligibility criteria.
For example, you need to be over 18 years of age, have a steady income source, and have a credit score of 690-850.
If you meet these criteria, you can apply for the card_name on the American Express website and get approved in seconds
Is the American Express® Gold Card metal?
Yes. The card_name is made by using engraved and precision cut 13g stainless steel metal. It is available in the Gold or Rose gold options.
Does American Express® Gold Card have foreign transaction fees?
When you own an card_name, you can travel and spend without having to pay a foreign transaction fee. While all purchases you make outside of the USA don’t have a foreign transaction fee.
However, you should know that some ATMs or merchants might charge a fee for foreign transactions.
Is American Express® Gold Card a charge card?
In the past, the card_name was considered a charge card because it didn’t offer a preset spending limit, and the amount needed to be paid off in full each billing period. This is no longer the case.
Does American Express® Gold Card have a limit?
When you own an card_name, you don’t need to worry about pre-set spending limits unless you have been notified otherwise by AmEx.
Do you get a free Gold card with Amex Platinum?
No, you don’t get a free gold card with card_name.
However, there is no restriction on owning both cards at the same time if you want to maximize your benefits and meet the eligibility requirements for both.
Does American Express® Gold Card get you into airport lounges?
No, you cannot get airport lounge access with an card_name .
Does American Express® Gold Card have a TSA precheck?
As an card_name card user, you should know that the application fee credit for Global Entry or TSA PreCheck is available only to American Express Gold Corporate Card Members.
How much is the American Express® Gold Card annual fee?
The annual fee of the card_name is $250.
If you use the annual credits including $120 Uber Eats credit and rewards on grocery and restaurant purchases wisely, you can easily offset the fee.
To receive this benefit you must have downloaded the latest version of the Uber app and your eligible card_name must be the method of payment on your uber account. The Amex benefit may only be used in the united states.
Is American Express® Gold Card worth it?
Though some people feel that the annual fee of the card_name is rather high, this card is still worth it because you can get access to plenty of food-focused annual credits such as $120 credit at Uber Eats and strong rewards rates.
To receive this benefit you must have downloaded the latest version of the Uber app and your eligible card_name must be the method of payment on your uber account. The Amex benefit may only be used in the united states.
It offers 4 points per dollar spent at U.S. supermarkets (with a cap of $25,000 in purchases per year) and restaurants and 1 point per dollar on all other eligible purchases.
All this can add up to offer good savings.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
