Best Airbnb Credit Cards

Updated on 28 Oct, 2024

Best Airbnb Credit Cards

Key Takeaways:

  1. To maximize your rewards, choose a credit card for Airbnb that offers high rewards on general travel purchases.

  2. Credit card perks like travel insurance, rental car insurance, and purchase protection add significant value and security to your travel experiences.

  3. The best Airbnb card should align with your spending habits and offer flexible redemption options.


People uncomfortable in hotels or wanting more curated options often prefer home rentals and Airbnb.

If you are also like that and are looking to relish unique experiences, you might want to know about the best Airbnb credit cards that help you save on bookings and make your trips unforgettable!

 

A Guide to the Best Credit Cards for Airbnb Stays

When choosing the best Airbnb credit cards, you must choose one that offers high rewards on general travel purchases.

Only a few credit cards today offer bonus categories for general travel. If you don’t find it, seek the best credit cards for non-bonused spending next.

In addition to researching the rewards accrual structures, you must focus on the best travel benefits, such as travel and purchase protections.

 

New card offer
$625 $1,000+ Welcome Offer. Ending soon.
Partner offer, Terms Apply*

 

What is Airbnb?

Airbnb is a popular website that offers different lodging options to people when traveling. It includes everything from privately owned houses to rooms, apartments, boathouses, and hotel rooms. The accommodations can be made available for short and long-term.

It is a great option for people seeking a home away from home. Airbnb is also great for group travel, allowing you to select multi-bedroom lodging.

Though Airbnb stays generally don’t have amenities like room service or housekeeping, it is a preferred choice for budget travelers.

If you love Airbnb too, look at the best credit cards for Airbnb right here.

 

 

How to Choose the Best Credit Card to Book Airbnb Stays

How to Choose the Best Credit Card to Book Airbnb Stays

Choosing the best credit card for Airbnb can be mindboggling if you don’t do your research. Here, you can know the key factors that will help you make the right decision.

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    Travel Insurance

    When picking one of the best credit cards for Airbnb, choose the options that offer travel insurance. Types of insurance available include travel accident, rental car, baggage delay, etc.

    card_name offers comprehensive coverage and can help mitigate financial pressure in case of unfortunate events.

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    Signup Bonus

    If you are looking for the best credit card for Airbnb points, make sure that you choose cards that offer a great welcome bonus, as it can help you get extra funds for travel. card_name with 75,000 miles can cover all of most of your stay.

    A sizable signup bonus can help offset the card’s annual fee too!

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    Cashback or Rewards

    It never hurts to get some Airbnb cash back. So, when picking a card, pick one with high cashback or rewards. It would also be good if they were added to your account automatically.

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    Annual Fee

    When seeking the best credit card for Airbnb purchases, people often get lured by rewards and perks and pick a card with a high annual fee.

    Please don’t repeat that mistake, and always pick a card with an annual fee that you can easily pay.

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    Card Offers

    Many credit cards offer special promotion rewards and boosts. They are in addition to the usual offers. So, keep searching for Airbnb credit card offers to ensure you save more on every stay!

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    Redemption Options

    Most credit cards with Airbnb rewards let you redeem rewards in different ways. So, before you apply for a card, you need to choose one that helps you get the greatest value while minimizing the hassle associated with the rewards redemption process (some of which can be very complicated).

 

Redemption Options

Redemption Options

Most credit cards with Airbnb rewards let you redeem rewards in different ways. So, before you apply for a card, you need to choose one that helps you get the greatest value while minimizing the hassle associated with the rewards redemption process (some of which can be very complicated).

 

How to use a credit card to book an Airbnb

Once you have finalized which credit card is best for Airbnb, you might wonder how to use it. Here’s how to use a credit card to book an Airbnb.

  1. Sign up on the Airbnb website or log into your account.

  2. Finalize the property you want to rent.

  3. Add the credit card to your account and pay the bill with the respective card. That’s it. You are good to go!

 

New card offer
100,000 Points to go far.
No Annual Fee.
Partner offer, Terms Apply*

 

 

FAQs Associated with the Best Airbnb for Credit Cards

Which credit card is the best for Airbnb?

You must choose a card based on your individual travel and spending habits. Do consider options like Airbnb booking through  Chase Sapphire Reserve®.

Is Airbnb considered travel for the Chase Sapphire Reserve®?

Yes, Airbnb is a travel purchase on the Chase Sapphire Reserve® card.

Is Airbnb considered travel for the Chase Sapphire Preferred® Card?

Yes! It is considered a part of the travel purchase category!

Can you transfer Chase's points to Airbnb?

No. This option is not available as of now. It might be available in the future.

Does Airbnb charge a foreign transaction fee?

Yes, it does charge for a foreign transaction fee.

Can you cancel an Airbnb reservation and get a refund?

It depends on when you cancel. You get a full refund if you choose a moderate category and cancel until five days before the stay.

If the category is firm and you cancel seven or fewer days before the stay, you get no refund.

When is your credit card charged for Airbnb reservations?

The credit card is charged as soon as the reservation is confirmed.

Which credit card offers a discount on Airbnb?

The top two cards are the card_name and Chase Sapphire Reserve®.