Top Reasons to get this card
Sign Up Bonus
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
Capital One Travel
You can also earn:
- 10x Miles Per dollar on hotels and rental cars booked through Capital One Travel
- 5x Miles Per dollar on flights, vacation rentals booked through Capital One Travel
- 2x Miles Per dollar on every purchase, every day
The portal offers you the best deals across thousands of options.
Free Airport Lounge Access
Enjoy complimentary access for yourself and two guests per visit at 1,300+ lounges worldwide, including Capital One Lounges and other Partner Lounge networks.
Anniversary Bonus
Cardholders can get a hefty Capital One Anniversary Bonus of 10,000 miles every year from their first anniversary (which is $100 in travel).
Other Perks
- You can receive up to $300 back annually as statement credits for making your bookings via Capital One Travel.
- Get up to a $120 credit for Global Entry or TSA PreCheck application fee.
- The Capital One Venture X Rewards Credit Card Travel Insurance covers primary auto rental insurance, travel accident protection, extended warranty, price drop protection, and up to $800 Cell Phone Insurance.
- You can even enjoy your international trip with zero foreign transaction fees applicable on overseas shopping.
- Earn 10x miles on rental cars booked through Capital One Travel.
- Elevate your stay at resorts and luxury hotels from the Premier Collection with an experience credit of $100, daily breakfast for 2, complimentary Wi-Fi, and other premium benefits like room upgrades.
Is This the Right Card for you?
Capital One Venture X Rewards Credit Card is designed for individuals who are looking for a premium travel rewards credit card with a range of valuable perks. This card is ideal for frequent travelers who want to earn and redeem valuable rewards while enjoying luxury travel experiences.
Its high annual fee of $395 is justifiable for those who can maximize the card’s benefits and rewards. The Capital One Venture X Rewards Credit Card provides many profitable benefits, such as the $300 annual travel credit, free airport lounge access, an annual 10,000 miles bonus, and Global Entry or TSA PreCheck, which makes it a great choice for those who value a lavish trip.
It is also well-suited for individuals who frequently book hotels and purchase flights through Capital One Travel, as they can earn 10X miles on hotel bookings and 5X miles on flights, vacation rentals. Like other cards, you can elevate your trips without paying an exorbitant annual fee.
Overall, the Capital One Venture X Rewards Credit Card is one of the market’s best luxury travel credit cards. Cardholders can also enjoy exclusive events and experiences through Capital one Entertainment and Dining Services.
Capital One Venture X Rewards Credit Card FAQs
Is Capital One Venture X Rewards Credit Card Visa or MasterCard?
The Capital One Venture X Rewards Credit Card is a Visa card.
It has the Visa Infinite status, which means that it has Visa’s highest level of benefits that include dining events, hotel upgrades, Complimentary Concierge, and much more.
How to get approved for Capital One Venture X Rewards Credit Card?
To qualify for a Capital One Venture X Rewards Credit Card, you need to have a steady income and a credit score of at least 740.
This card is easy to get for those with excellent credit.
Does Capital One Venture X Rewards Credit Card have foreign transaction fees?
Capital One Venture X Rewards Credit Card has no foreign transaction fee.
So, you can do international transactions without worrying about additional fees.
Does Capital One Venture X Rewards Credit Card have travel insurance?
Your Capital One Venture X Rewards Credit Card comes with interruption and cancellation insurance, which is worth up to $2,000 for any trip canceled for a covered reason.
Also, non-refundable travel purchases made with this card, such as tours, hotels, and flights, are covered too.
How to use Capital One Venture X Rewards Credit Card travel credit?
There are many ways to use the Capital One Venture X Rewards Credit Card travel credits.
Examples include:
- Covering your travel purchases
- Getting gift cards
- Booking via Capital One Travel
- Redeeming for cash
- Transferring the miles
- Redeeming for exclusive tickets, event access, and other perks
Does Capital One Venture X Rewards Credit Card have rental car insurance?
Yes, the Capital One Venture X Rewards Credit Card has rental car insurance coverage, where you are covered in the following circumstances:
- Theft of the rented car
- Physical damage to the car
- Reasonable towing charges
- Valid loss-of-use charged by the car rental agency
How to get Capital One Venture X Rewards Credit Card?
You will have a good chance of getting the Capital One Venture X Rewards Credit Card if you have a steady source of income, a credit score of over 700, fewer than six credit card accounts opened in the last two years, and a credit history for three years or more.
Can I upgrade Capital One Venture X Rewards Credit Card?
Yes, you can upgrade from Capital One Venture Rewards Credit Card to Capital One Venture X Rewards Credit Card.
You can even have both the Venture and Venture X at the same time.
You can also combine the miles of the previous card with the new one.
Can you downgrade the Capital One Venture X Rewards Credit Card?
Yes, you can downgrade the Capital One Venture X Rewards Credit Card by calling the number on the back of your card and speaking to the agent who will guide you further.
We recommend that you downgrade to a card within the Venture family, as it will allow you to keep and continue to earn valuable Capital One miles.
Is Capital One Venture X Rewards Credit Card worth it?
With an annual fee of $395, many people wonder whether the Capital One Venture X Rewards Credit Card is worth it.
We believe it’s definitely worth it, given the awesome welcome bonus (75,000 miles on spending $4,000 within three months), annual $300 travel credit, the ability to earn tons of miles with 2X rewards on everyday spending, and the 10,000-mile anniversary bonus.
Additional benefits like no foreign transaction fees and a Global Entry or TSA PreCheck credit valued at up to $120 are also handy.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
