Best Credit Cards for Travel Insurance

Updated on 28 Oct, 2024

Being on vacation is about relaxation, freedom, and a lifelong experience. While planning vacations, we spend most of our time setting up a travel budget, but let’s face it, no matter how much we plan, something or the other may not go as per plans and outside of our control while we are on the go.

Traveling implies fun and memories, not the unexpected travel expenses that spoil our vacation. So what can we do? Make a smart choice, Go for Travel Insurance!!

 

New card offer
$625 $1,000+ Welcome Offer. Ending soon.
Partner offer, Terms Apply*

 

How Travel Insurance Can Help?

It is the most trusted and safest option while traveling- domestic or international.  They help you get your money back when things go wrong or in some cases, help remediate the situation with Insurance companies’ extensive global network.

If you cancel for any reason, Trip Cancelation Insurance covers all the potential risks and unforeseen losses that may happen on trips, such as due to canceled or delayed flights, any medical emergency, baggage loss, trip cancellation, and more.

But do you need to buy one? We don’t think so. Several travel credit cards offer various types of travel insurance that include everything from trip interruption to rental car or when you cancel for any reason Insurance. Some credit cards can certainly help you tackle all the hidden and unexpected expenses during the trip.

 

New card offer
100,000 Points to go far.
No Annual Fee.
Partner offer, Terms Apply*

 

Best Credit Cards for Travel Insurance

Travel credit cards with trip cancellation insurance not only provide you with such travel benefits but also offer generous rewards for hotels, online shopping, restaurants, grocery stores, etc. Here are the best travel insurance credit cards with their incredible perks:

Best Travel Rewards Credit Card

Chase Sapphire Preferred® Card

Welcome Offer

bonus_miles after qualifying purchases

Reward Rates

Up to 5x Points

Annual Fees

annual_fees

APR/Rates

reg_apr,reg_apr_type

The card_name is a popular travel rewards credit card offering rich benefits

From a big sign-up bonus of bonus_miles_full To juicy dining and traveling rewards on your spending.

Its low annual fee, high-value points, and no foreign fees have made it a favorite go-to card for travelers.

Popular Travel Rewards Credit Card

Capital One Venture Rewards Credit Card

Welcome Offer

bonus_miles_full

Reward Rates

Up to 5x Miles

Annual Fees

annual_fees

APR/Rates

reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.

The card_name is a popular travel rewards card that offers generous miles and valuable benefits for frequent travelers.

With a $95 annual fee and a flat-rate rewards structure, the card allows users to earn unlimited 5X per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel, and 2X miles on every purchase, redeemable for travel expenses such as flights, hotels, and rental cars.

Cardholders will bonus_miles_full

Cardholders will also receive up to a $120 credit for TSA PreCheck or Global Entry application fees and travel accident insurance.

It also comes with no foreign transaction fees and is a great option for those who often travel and want to earn valuable rewards without the hassle of rotating categories.

Best Card for Dining and Groceries

American Express® Gold Card

Welcome Offer

bonus_miles after qualifying purchases

Reward Rates

Up to 4x Membership Rewards® Points

Annual Fees

annual_fees

APR/Rates

reg_apr,reg_apr_type

card_name is a great way to earn the maximum Membership Rewards® points.

It provides 4X points per dollar on restaurants worldwide and 4X on US Supermarkets up to $25,000 purchases each year. Plus 3X on Flights booked directly with airlines or amextravel.com

An enticing offer of bonus_miles_full

Enjoy useful perks such as $120 Uber Cash which can be used for Uber rides and Uber Eats, $120 Dining Credit every year. Plus get $100 experience credit to use during your stay on eligible spas, dining, and resorts.

To receive this benefit you must have downloaded the latest version of the Uber app and your eligible an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. The Amex benefit may only be used in the united states.

You also benefit from zero foreign transaction fees and various travel, shopping & entertainment benefits. Terms apply.**

Best Travel Rewards Credit Card

card_name
Chase Sapphire Preferred® Card

Welcome Offer

bonus_miles after qualifying purchases

Reward Rates

Up to 5x Points

Annual Fees

annual_fees

APR/Rates

reg_apr,reg_apr_type

The card_name is a popular travel rewards credit card offering rich benefits

From a big sign-up bonus of bonus_miles_full To juicy dining and traveling rewards on your spending.

Its low annual fee, high-value points, and no foreign fees have made it a favorite go-to card for travelers.

Popular Travel Rewards Credit Card

card_name
Capital One Venture Rewards Credit Card

Welcome Offer

bonus_miles_full

Reward Rates

Up to 5x Miles

Annual Fees

annual_fees

APR/Rates

reg_apr,reg_apr_type; Balance Transfer Fee applies to balances transferred at a promotional rate.

The card_name is a popular travel rewards card that offers generous miles and valuable benefits for frequent travelers.

With a $95 annual fee and a flat-rate rewards structure, the card allows users to earn unlimited 5X per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel, and 2X miles on every purchase, redeemable for travel expenses such as flights, hotels, and rental cars.

Cardholders will bonus_miles_full

Cardholders will also receive up to a $120 credit for TSA PreCheck or Global Entry application fees and travel accident insurance.

It also comes with no foreign transaction fees and is a great option for those who often travel and want to earn valuable rewards without the hassle of rotating categories.

Best Card for Dining and Groceries

card_name
American Express® Gold Card

Welcome Offer

bonus_miles after qualifying purchases

Reward Rates

Up to 4x Membership Rewards® Points

Annual Fees

annual_fees

APR/Rates

reg_apr,reg_apr_type

card_name is a great way to earn the maximum Membership Rewards® points.

It provides 4X points per dollar on restaurants worldwide and 4X on US Supermarkets up to $25,000 purchases each year. Plus 3X on Flights booked directly with airlines or amextravel.com

An enticing offer of bonus_miles_full

Enjoy useful perks such as $120 Uber Cash which can be used for Uber rides and Uber Eats, $120 Dining Credit every year. Plus get $100 experience credit to use during your stay on eligible spas, dining, and resorts.

To receive this benefit you must have downloaded the latest version of the Uber app and your eligible an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. The Amex benefit may only be used in the united states.

You also benefit from zero foreign transaction fees and various travel, shopping & entertainment benefits. Terms apply.**

 

 

Final Takeaway

So if you are worried about your upcoming trip and want full insurance from unexpected travel expenses, pick the best travel protection credit card while planning for your next vacation that comes with travel insurance.

Get coverage for all the costs your budget did not provide. To maximize credit card rewards, check out the Uthrive App that helps you earn more cashback, points, and miles with every purchase.