Black Friday & Cyber Monday Credit Card Deals

Saving money on Black Friday and Cyber Monday deals is easy. You just need to make a few goals, stick to them, and take benefits of useful options like 0% APR, extended warranties, and purchase/price protection.

Shopping portals like TopCashback and Rakuten can help you save more money. You can also maximize your savings by shopping early and avoiding impulsive purchases

A few credit cards to use for Black Friday and Cyber Monday are Capital One Quicksilver Cash Rewards Credit Card, Chase Freedom Unlimited®, Blue Cash Everyday® Card from American Express, and Discover it® Student Cash Back.

When picking a credit card for Black Friday and Cyber Monday shopping sprees, make sure that you pick the right credit card from the ones you own. 

If you are looking for higher rewards rates during Black Friday and Cyber Monday while shopping online, you should use a card that has the highest reward rates, like the card_name.

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  Shop Smartly with 0% APR

  What you plan to shop also matters. For instance, if you want to make a large purchase such as a new home appliance, card_name with introductory APR of intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type that can help you pay over time.

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  Get Price Protection with Expensive Purchases

  Similarly, if you want to buy an expensive item like jewelry for personal use or gifting purposes, you can seek credit cards with price protection.

  It lets you get a lower price for a specific timeframe if you use a specific credit card. The Capital One Platinum Credit Card is a good option to consider.

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  Avail Purchase Protection with Gadgets

  Purchase protection allows you to get short-term insurance for everyday purchases in case products are damaged or stolen.

  So, If you are after a latest gadget purchase like the latest iPhone 15, you can consider credit cards like card_name that allow you to get some money back if your phone is stolen or lost.

Consider shopping portals like TopCashback and Rakuten to maximize your cashback. The additional cashback will help you save more with every purchase. 

Here is an example of how Rakuten works. You can find a store from which you want to shop and find the categories that are eligible for cash back.

Let’s assume that you are shopping at HomeGoods or Marshall’s and there is an ongoing offer of 5% cashback on cookware. 

In such a scenario, if you buy a blender which is on sale at $99.99, you will get an additional $5 cashback just because you went through Rakuten. It’s just that simple.

It is strongly recommended that you use a credit card that offers price protection when seeking black Friday daily deals.

In case you don’t have one, you should strongly consider cards such as card_name, a no fee card with broad coverage of items. 

You may also look for a retailer that can match competitor prices during the holiday season.

When seeking the best black Friday credit card offers or Cyber Monday credit card offers, you should also focus on extended warranties that apply to all the products with a manufacturer’s warranty.

It will lengthen the time for which you can seek a repair or replacement. There are popular cards such as card_name or card_name that offer great benefit on purchases made with these cards. Terms Apply*.

To enhance your safety online, use a virtual card number. It is an option provided by many credit card issuers that allows you to create a one-time number to use for purchases.

If you have a premium card, use it to get return protection. It means that a retailer will either accept your item back or reimburse you for that item.

There might be a cap on how much amount can be reimbursed.

It is also a smart idea to shop early and not wait till the last minute to shop for black Friday 2024.

You should have a list of all you need to buy a few days before the holiday season starts so that you can buy exactly what you need.

Many people overspend when they see great black Friday credit card deals. It is not a smart idea as you might end up with something that you can’t afford and regret your choice.

So, always think with a calm mind before buying anything expensive and try not to be very impulsive.

It is always smart to look for a decent black Friday credit card signup bonus when seeking credit cards.

If you don’t have a new credit card, you can apply for one and get a generous welcome bonus while you make purchases during holiday shopping. 

If you are a cashback fan, the card_name card offers a $200 cash bonus after you spend $500 on purchases within 3 months.

Always use a credit card that has decent rewards and can help you to get maximum cashback. You can then spend the cashback on something else you need.

Make sure that you read redemption policies, too, and get the opportunity to redeem the points on things you actually want or need.

Whether you are seeking a credit card for Cyber Monday deals or black Friday deals, you must consider applying online, as you might get approval in less than a minute.

It might take longer in some cases where the issuer has chosen strict or numerous requirements to be met.

Many people prefer to make big purchases like getting a new dishwasher or a refrigerator during Cyber Monday holiday card deals.

If you are one of them, we recommend that you seek credit cards with 0% APR (for a year or 15 months) such as card_name card, as it allows you to pay down the balance slowly over a longer period.