Best Hotel Credit Cards

Hotel credit cards provide exclusive rewards and perks tied to specific hotel brands, including complimentary nights and upgrades catering to frequent travelers.

You must choose a hotel card tailored to your preferences, whether you prefer a particular brand, such as Hyatt, Marriott, or Hilton, or seek flexibility across various hotels.

Co-branded hotel credit cards offer brand-specific rewards, while general travel cards provide more flexibility with fewer hotel perks.

They offer substantial value for those who frequently stay with a specific hotel brand. Many travelers can benefit from these cards, earning points for free nights, upgrades, and exclusive perks. 

By using co-branded cards for hotel stays and eligible purchases, you accumulate points with flexible redemption within the hotel loyalty program. Additionally, they often provide complimentary elite status. 

For Example – card_name, The World of Hyatt Credit Card, and Marriott Bonvoy Brilliant® American Express® Card.

They provide versatility and flexibility, with rewards not tied to a specific hotel brand.

General cards typically offer higher reward rates for travel spending or a flat rate on all purchases.

You can redeem your points for statement credits, book flight or hotel stays through the issuer’s portal, or transfer them to travel partners. 

This helps you earn versatile points throughout the year with attractive transfer ratios to hotel partners like Chase points to Marriott and Hyatt at 1:1.

For Example – card_name, card_name, and card_name.

The card_name stands out as one of the best hotel credit cards with no annual fee. It comes with great rewards rates and many valuable perks. 

With a welcome bonus of bonus_miles_full

You earn 7x Hilton Honors points at hotels and resorts in the Hilton portfolio for elevated earnings at Hilton properties. 

Cardholders also get 5x points at U.S restaurants, U.S. supermarkets, and U.S. gas stations and 3x on all other eligible purchases.

Additionally, it offers complimentary Hilton Honors Silver status, providing benefits like a 20% bonus on all Base Points. 

With no annual fee and foreign transaction fee, this Hilton hotel credit card is accessible to numerous travelers, making it an excellent choice for those seeking rewards on hotel stays and everyday expenses. Terms Apply*.

The Hilton Honors American Express Surpass® Card is the best hotel credit card for free nights. You can earn 6x points at U.S. restaurants, U.S. gas stations, and U.S. supermarkets, 4x on U.S. online retail purchases, and 3x on other eligible purchases. 

With robust rewards rates and premium perks, cardholders enjoy 12x Hilton Honors points at hotels and resorts within the Hilton portfolio, along with complimentary Hilton Honors Gold status and $200 Hilton Credit annually. 

The annual fee of annual_fees can easily be offset with a generous welcome offer of bonus_miles_full

A free night award after spending $15,000 in a calendar year, and elevated earnings in everyday purchases, making it a lucrative choice for frequent travelers. 

This hotel rewards card offers flexibility and additional benefits like no foreign transaction fees. Terms Apply*.

The World of Hyatt Credit Card earns its place as one of the best hotel cards due to its unparalleled rewards rates and elite benefits.

Cardholders earn 9x total points at Hyatt hotels and 2x points at restaurants, airline tickets, local transit & commuting, and fitness club & gym memberships.

With a annual_fees annual fee, it offers an annual free night and a welcome bonus of bonus_miles_full

This Hyatt hotel credit card provides automatic Discoverist status, with opportunities to earn higher status through spending. 

It comes with no foreign transaction fees and other valuable perks, making it a standout choice for travelers seeking premium hotel experiences.

The World of Hyatt Business Credit Card is celebrated as one of the best hotel rewards credit cards for business owners, offering elevated rewards rates and exclusive perks. 

You get 9x total points by staying at Hyatt hotels and 2x in your top three categories each quarter, including dining, shipping, flights, local transit, social media & search engine advertising, gas, internet, etc.

It provides complimentary Hyatt Discoverist status, fastening your way to elite status.

With a annual_fees annual fee, cardholders enjoy a welcome bonus of bonus_miles_full

A $100 Hyatt Credit each anniversary year, no foreign transaction fees, and more. 

The card’s enhanced benefits tailored for business travelers, such as free employee cards, deliver exceptional value and rewards potential.

The IHG One Rewards Premier Credit Card is among the best credit cards for hotel points because of its generous rewards structure and comprehensive perks. 

Cardholders can earn 26x total points at IHG Hotels and Resorts, 5x on travel, dining, and gas stations, and 3x points on all other eligible purchases.

With a annual_fees annual fee and no foreign transaction fees, the card offers automatic IHG One Reward Platinum Elite status, a sign-up bonus of bonus_miles_full And an anniversary-free night. 

It also provides several perks like up to $100 credit for Global Entry, TSA PreCheck, or NEXUS fee, giving travelers unparalleled value and flexibility with its diverse portfolio of IHG brands and a global presence.

The card_name is the top hotel credit card for small business owners and entrepreneurs. 

With a annual_fees annual fee, a welcome bonus of bonus_miles_full 

Complimentary Gold Elite status with a 25% bonus and late checkout, and 6x points at hotels participating in the Marriott Bonvoy program.

You can earn 4x points at restaurants worldwide, U.S. gas stations, wireless phone services purchased directly from U.S. service providers, and U.S. purchases for shipping, and 2x on all other eligible purchases. 

Additionally, it offers an annual free night award and complimentary 15 elite night credits. With no foreign transaction fees and valuable expense management tools, this card is an asset for business travelers who prefer elevated hotel experiences. Terms Apply*.

The Marriott Bonvoy Brilliant® American Express® Card is one of the best hotel credit cards due to its exceptional rewards rates and luxury perks.

Cardholders will get a welcome bonus of bonus_miles_full

6x points at hotels participating in Marriott Bonvoy, 3x at restaurants worldwide and flights booked directly with airlines, and 2x on other eligible purchases.

This Marriott hotel credit card comes with an automatic Marriott Platinum Elite status upgrade, offering 50% more points. It provides an annual free night award, complimentary Priority Pass Select membership with access to over 1,200 airport lounges, 25 elite night credits, and valuable credits. Enrollment Required.

With no foreign transaction fees and up to $100 credit for Global Entry or TSA PreCheck, this card delivers unparalleled value for travelers seeking luxurious experiences. Terms Apply*.

card_name is esteemed as one of the best hotel credit cards for businesses, with exceptional rewards rates and exclusive perks. 

You can earn a welcome bonus of bonus_miles_full

12x points at Hilton hotel stays and 3x on all other eligible purchases, including business expenses.

It provides automatic Hilton Honors Gold status, with 80% bonus points and free upgrades. The card’s benefits tailored for business travelers, like employee cards and no foreign transaction fees, deliver exceptional value and rewards potential.

With a $95 annual fee, the card offers 10 complimentary Priority Pass Select visits, the opportunity to achieve Hilton Honors Diamond status, and robust expense management tools. Terms Apply*.

With an exceptional Membership Rewards program, card_name is among the best for hotel points. This card is an attractive choice for frequent travelers seeking a luxurious hotel experience.

Cardholders get a welcome bonus of bonus_miles_full

And earn 5x points on eligible flights purchased directly from airlines or via Amex Travel (on up to $500,000 per year) and 5x on prepaid hotels, with the flexibility to transfer points to various hotel loyalty programs.

The Amex Platinum hotel credit has an annual fee of annual_fees, which can be easily offset by $200 Airline Fee Credit and $200 Hotel Credit every year, access to 1,400+ airport lounges, up to $100 credit for Global Entry/TSA PreCheck fee, complimentary Hilton Honors and Marriott Bonvoy Gold Elite Status, and no foreign transaction fees. Enrollment Required. Terms Apply*.

Primarily known for cashback rewards, the card_name is a great no annual fee hotel credit card with a valuable tool for earning hotel points. 

You earn unlimited 1.5% cash back on every purchase, 5% on Chase travel, and 3% at eligible restaurant and drugstore purchases, which can be converted to Ultimate Rewards points.

Cardholders can transfer these points to hotel partners like Hyatt or Marriott, which provides flexibility. 

With no annual fee, purchase coverage, excellent travel perks, and a one-time bonus of bonus_miles_full

This Chase Hotel credit card is a fantastic option for those seeking hotel points without sacrificing flexibility.

The card_name, with an annual fee of annual_fees, stands out as one of the best credit cards for hotel points due to its generous rewards rates and flexible redemption options.

You earn 3x ThankYou Points at restaurants, hotels, flights, supermarkets, and gas stations and 10x on hotel and rental cars booked via the Citi Travel portal (through June 30, 2024).

Additionally, it offers a generous welcome bonus of bonus_miles_full

And a $100 annual hotel savings benefit, making it easy to accumulate points for hotel stays.

With no foreign transaction fees and transferable points to various hotel loyalty programs, it’s a top choice for travelers seeking hotel rewards and additional perks.

Popular for its premium travel benefits, the Chase Sapphire Reserve® is an excellent choice for credit card hotel points.

This Chase Sapphire Hotel credit card offers flexibility and maximizes redemption value. 

With a annual_fees annual fee, cardholders earn a welcome bonus of bonus_miles_full

10x points on hotels & rental cars when booked via Chase, 5x total points on flights booked through Chase Travel, and 3x on dining, transferrable to leading hotel loyalty programs at 1:1.

With perks like 300 annual travel credit, access to 1,300+ airport lounges, up to $100 Global Entry, TSA PreCheck, or NEXUS fee credit, no foreign transaction fees, and the other fantastic travel benefits, it’s a favorite among luxury travelers seeking hotel rewards and premium travel experiences.

The card_name is one of the best credit cards with hotel benefits and compelling rewards. It offers a generous intro offer of bonus_miles_full, along with an Annual Travel Credit of $300.

Cardholders earn 10X miles on hotels and rental cars booked through Capital One Travel, 5x on flights booked through Capital One Travel, and unlimited 2x on all other purchases, providing significant earning potential and flexible redemption options for hotel stays. 

With a annual_fees annual fee, you enjoy access to over 1,300 airport lounges worldwide, 10,000 Anniversary bonus miles, and up to $100 Global Entry/TSA PreCheck credit. 

Additionally, you can transfer miles to hotel loyalty programs or redeem them for travel expenses.

The card also provides no foreign transaction fees and various travel perks, making it an excellent choice for travelers seeking hotel points and luxury travel perks.

A favorite among travel enthusiasts, the card_name is one of the best credit cards for hotels, offering up to $50 in statement credits each anniversary year for hotel stays purchased through Chase Travel. 

With a annual_fees annual fee, you can earn a welcome bonus of bonus_miles_full

5x on travel purchased via Chase Travel, and 3x on dining, online grocery shopping (excluding Target, Walmart and wholesale clubs), and select streaming services.

Cardholders can transfer their points to hotel loyalty programs like Marriott Bonvoy and World of Hyatt. This Chase Sapphire preferred hotel credit provides versatility and 25% more value when redeemed for travel.

It also offers many travel perks and no foreign transaction fees for travelers seeking hotel rewards and comprehensive travel benefits.

The card_name has a annual_fees annual fee, a straightforward reward structure for earning hotel points, and flexible redemption options.

You can effortlessly earn unlimited 2X miles on every purchase and 5X on hotels & rental cars booked through Capital One Travel.

It is another best hotel rewards credit card, offering a substantial welcome bonus of bonus_miles_full and up to $100 credit for Global Entry/TSA PreCheck fee. 

These miles can be transferred to hotel loyalty programs for free hotel stays. With no foreign transaction fees, flexible redemption, and valuable benefits, it’s a solid choice for travelers seeking hotel rewards and additional perks.

The card_name comes with an annual fee of annual_fees and is recognized for its generous rewards rates and amazing hotel perks. 

Cardholders will get a welcome bonus of bonus_miles_full

4x points at restaurants worldwide and U.S. supermarkets (on up to $25,000 per year), and 3x on flights booked directly with airlines or on Amex Travel, with the flexibility to transfer points to various hotel loyalty programs.

Additionally, it provides valuable credits like a $100 experience credit for hotel stays, elevating the overall hotel experience.

With perks like no foreign transaction fees, this American Express Hotel credit card is a top choice for anyone looking for hotel rewards. Terms Apply*.

Renowned for its premium travel perks, card_name is an excellent choice for earning hotel points.

It is the best hotel credit card for business owners who prefer luxury travel and exception rewards for their business purchases. 

With a annual_fees annual fee, you get 5x points on flights and prepaid hotels and 1.5x on eligible business expenses, including U.S. construction material & hardware suppliers and U.S. shipping providers (on up to $2 million per year).

Cardholders enjoy a welcome bonus of 120,000 points, free access to 1,400 airport lounges, a $200 airline fee credit, and a $1,000 total credit for business purchases at Dell, Adobe, etc, up to $100 credit for Global Entry or TSA PreCheck, and more.

Additionally, the card provides complimentary Marriott Bonvoy and Hilton Honors Gold Elite, enhancing the overall hotel experience. With perks like valuable expense management tools and no foreign transaction fees, it’s a favorite among business travelers. Enrollment Required. Terms Apply*.

The Marriott Rewards Program is the perfect choice for those travelers seeking luxury and extraordinary experiences! It has a huge portfolio of upscale hotels and resorts worldwide, offering unparalleled benefits for its loyal guests. 

Choosing the Marriott Rewards Program grants access to exclusive amenities such as complimentary room upgrades, late checkout, and concierge services.

The members earn points for each stay, redeemable for perks like free nights, travel packages, and elite status upgrades.

Some top Marriott brands include Ritz-Carlton, St. Regis, and JW Marriott, ensuring a diverse range of options for each traveler’s preference. For maximizing Marriott rewards, opt for the Marriott Bonvoy Brilliant® American Express® Card and Marriott Bonvoy Boundless® credit card.

The Hyatt Rewards Program is known for its top-class benefits, catering to those who like premium and personalized services. It provides access to a collection of high-end hotels and resorts renowned for their exceptional hospitality and attention to detail. 

With over 750 diverse Hyatt properties, guests enjoy exclusive perks such as free nights, unique experiences like spa, dining & excursions, and access to elite status benefits like room upgrades.

This hotel rewards program comes with flexible redemption options and ease of earning excellent rewards around the world. Two top credit cards for getting the best Hyatt rewards include The World of Hyatt Credit Card and the World of Hyatt Business Credit Card.

The Hilton Honors Rewards Program stands out for its versatility, providing rewards that suit a range of individuals, from budget-conscious travelers to luxury seekers.

At 6,5000+ Hilton properties, guests enjoy complimentary breakfast, lounge access, room upgrades, and exclusive events and experiences. 

You get access to a vast network of hotels and resorts globally, allowing members to earn and redeem points across various brands and properties, including Hilton, Astoria, Waldorf, Signia, Conrad, and more. 

It offers competitive earning rates and flexible redemption options with 30+ partner airlines and family pooling. Utilize the Hilton Honors American Express Surpass® Card and the Hilton Honors American Express Aspire Card to boost your Hilton rewards.

The Best Western Rewards Program has one of the largest hotel chains in the world, with various brands catering to the preferences and budgets of different travelers.

Their extensive network of hotels has something for everyone, ranging from budget-friendly options to upscale properties. 

Members of the Bets Western program enjoy many benefits, such as room upgrades, late checkout, and 15+ airline partners, enhancing the overall travel experience.

It has a unique blend of comfort and value, making it an attractive option for travelers seeking affordable yet comfortable accommodations. 

What sets Best Western apart from its counterparts is its commitment to providing quality amenities at affordable prices, making it a preferred choice for travelers under a budget without compromising on comfort.

The Best Western Rewards® Premium Mastercard® is an ideal credit card for maximizing Best Western rewards.

Select a credit card that best suits your spending habits to maximize rewards. Consider annual fees, rewards rates, and additional benefits the card offers.

Prevent hotel points from getting wasted by staying informed about expiration dates and ensuring timely redemption.

You can get extra value by booking through the hotel’s website or issuer’s shopping portal, as third-party bookings may not qualify for the rewards rate and elite status.

Earn elite status through frequent stays or apply for credit cards offering automatic elite status.

Utilize elite status benefits, such as higher reward rates, exclusive upgrades, free award nights, and more.

New cardholders must achieve the generous welcome bonus that comes with their hotel card. It is usually worth thousands of hotel bonus points or free night awards.

If you enroll in the hotel rewards program, coupled with having a co-branded credit card, it yields additional points and benefits.

Like the Marriott Bonvoy Boundless® credit card earns 6X points on participating hotels, enhanced by an additional 10X points for loyalty members.

Before booking, ensure to compare reward points redemption rates with cash rates to confirm they provide better value for your hotel points.

Assess which hotel brand aligns with your travel destinations, considering their global presence, or simply select your favorite hotel loyalty program.

Explore flexible hotel cards with redemption across various hotel brands or through partner programs.

Assess the rewards structure of each credit card to ensure it aligns with your value expectations.

Look for flexibility in redemption options, including point transfers and multiple redemption avenues.

Compare its earning rates across spending categories, focusing on maximizing points where you spend the most.

Also, understand their actual cash value and opt for cards offering bonus rewards on both hotel stays and everyday purchases.

Know your reward goals and travel habits to determine whether a co-branded hotel card or a general travel card suits you better.

Co-branded cards offer hotel brand-specific rewards, while general travel cards provide more flexibility but fewer hotel points for stays.

Analyze the value of welcome bonuses, often including free night awards or bonus points, which can equate to substantial rewards for new cardholders.

Consider other valuable perks like hotel credits, travel insurance, and airport lounge access.

Make sure the hotel credit card’s annual fee justifies the benefits provided, ensuring it aligns with your travel frequency.