Top Reasons to get This Card
Chase Freedom Flex® Welcome Offer
Cardholders can earn a good $200 Welcome Offer after spending $500 in the first three months of getting this card.
No Annual Fee
Another excellent feature of your Chase Freedom Flex® card is that you don’t have to pay any annual fee. Hence, it is a great credit card for individuals who want to earn cash back rewards for their spending without paying annual fees.
Chase Freedom Flex® Bonus Categories
You get the advantage of collecting extra cashback rewards by choosing from the popular rotating spending categories like grocery stores, gas stations, and online shopping every quarter. 5% cashback on combined purchases of up to $1,500 on bonus categories after you activate.
It is prohibited to advise the reader to engage in specific purchasing strategies, such as acquiring gift cards, to take advantage of this reward rate.
Robust Cashback Rewards Structure
Apart from the 5% Chase Freedom Flex® Bonus Categories, one can earn cashback on the following:
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5% Cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
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5% Cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
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3% Cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
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1% Cash back on all other purchases.
Chase Ultimate Rewards Program
It earn 5% Cashback on all your travel purchased via Premier Chase Ultimate Rewards System. You can redeem your Chase Freedom Flex℠ Rewards for Cashback, Gift Cards, Travel, and more.
Other Perks
Enjoy Cell Phone Insurance of up to $800 per claim and Cell Phone Protection of $1,000 per year against damage or theft of phones.
- Chase Freedom Flex® Travel Insurance includes Auto Rental Collision Damage Waiver, Trip Cancelation/Interruption Insurance, Extended Warranty, Purchase Protection, and more.
- Get $5 off Fandango Movie Tickets or at-home purchases when buying two movie tickets.
- Earn a $5 Lyft Credit every month once you pay for three rides with your card within a calendar month. The credit will automatically apply to the next ride and will be capped once each month.
- Free ShopRunner Membership for Free Returns and Two-Day Shipping with over a hundred online retailers.
Is This the Right Card for you?
Overall, the Chase Freedom Flex® is an excellent choice for those looking for a versatile cash-back credit card with many benefits and protections. The card has a unique blend of year-round and quarterly-rotating rewards categories which are relevant for everyday spending.
It may be especially appealing to frequent travelers who want to avoid an annual fee and becomes a powerful point-earner when paired along with a premium Chase travel card.
You can even maximize your rewards earnings by combining it with other cards such as card_name, card_name or Chase Sapphire Reserve®.
FAQ’S
What is Chase Freedom Flex®?
Chase Freedom Flex® is a solid credit card that lets you Earn a good $200 Welcome Bonus after spending $500 in the first three months of getting this card.
It also offers 5% cashback on grocery store and gas purchases.
It also has no annual fee and 0% Intro. APR for 15 months, then 20.49% – 29.24% variable.
How much is Chase Freedom Flex® credit limit?
The credit limit of Chase Freedom Flex® varies on the basis of your income and credit history.
It can be as low as $500 and as high as more than $20,000.
Does Chase Freedom Flex® have foreign transaction fees?
Yes. As a Chase Freedom Flex® holder, you need to pay a foreign transaction fee of 3% on all international transactions.
Is Chase Freedom Flex® a good credit card?
Yes. Chase Freedom Flex® can be considered a good credit card as it offers decent cashback (5, 3, and 1% on different categories), has no annual fee, and an Intro APR of 0% for 15 months on balance transfers and purchases, then 20.49% – 29.24% variable.
Also, the cashback rewards won’t ever expire!
How to use Chase Freedom Flex®?
There are many ways to use the Chase Freedom Flex® Card. You can use it for grocery shopping and at gas stations to get 5% cashback.
You can use it at restaurants and drug store purchases to earn 3% cashback, and you can use it at all other places to get 1% cashback.
You can also use it to make the most of 0% APR on purchases and balance transfers for 15 months, then 20.49% – 29.24% variable. It can also be used to get a $200 bonus within three months.
Which is better, card_name or Chase Freedom Flex® ?
The answer depends on your requirements.
If you want a card that doesn’t require activation of 5% cash back on bonus categories, you can go for Chase Freedom Flex® which offers up to 5% cash back on travel, dining, drugstores etc.
In contrast, if you want a 5% cashback on rotating categories, Chase Freedom Flex℠ is a good choice.
Can I have card_name and Chase Freedom Flex® ?
Yes, you can have both. Chase Freedom Flex® and card_name at the same time, given you meet the required eligibility criteria.
Can I have Chase Freedom Flex® and card_name?
Again, it would be best if you met the eligibility criteria for both card_name and Chase Freedom Flex® to get both cards at the same time.
Remember, Chase won’t stop you!
Can you downgrade card_name to Chase Freedom Flex®?
Yes, you can downgrade the card_name to Chase Freedom Flex®. You can do it online at this link- https://www.chase.com/digital/login-secure-message or by calling (800) 945-2000.
Can you get Chase Freedom Flex® with no credit?
Usually, you need a credit score of 670 or higher to be eligible for a Chase Freedom Flex® credit card.
There might be exceptions. It would help if you talked to the customer service team of Chase by visiting chase.com/customerservice.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
