Top Reasons to Get the card_name
0% APR is Impressive
You get intro_apr_rate,intro_apr_duration on balance transfers and purchases. Then, the variable APR of reg_apr,reg_apr_type is applicable.
APR Reduction Options
You will get consideration for APR reduction. For that, you need to pay on time and spend at least $1,000 by the next anniversary of your account.
Enhanced Credit Limit
You get one automatic time review for a higher credit limit if you pay on time. You also need to spend $500 within the first six months.
No Annual Fee
The answer to does card_name card have annual fee is no. You don’t need to worry about it ever!
Check Your Credit Health
Thanks to Chase Credit Journey, you can monitor your credit as you get free access to your latest score and features like real-time alerts.
You can set up and modify the alerts by visiting the “Profile and Settings” section after logging into your account.
You can then click on “Alerts” and then choose the alerts located in the left-hand menu to set up the alerts you need the most.
Other Benefits
The Balance Transfer Fee is just 3%. This special rate is applicable for the first 60 days. For instance, if you move $10,000 in debt, you will owe $300 when the fee is 3%.
Then, it changes to $5 or 5% of the amount of each balance transfer. The greater option is chosen. Again, if the fee is 5%, you will owe $500 if you move $10,000 in debt.
Pros and Cons
Pros
- Longer intro APR period
- Zero annual fee
Cons
- The card_name foreign transaction fee is 3%
- You get no rewards with this card
Is card_name Card the Right Card for You?
When you talk about the best Chase credit card for financing your purchases and lowering interest rates, the card_name Card is the clear frontrunner.
It helps finance a major critical purchase and can help you pay down a credit card debt with zero interest.
Though it is not the best choice for people seeking rewards on everyday purchases, the great intro APR and no annual fee make card_name card worth it!
It is an especially good choice for people who want to increase their credit limit, as it lets you raise your credit limit when you pay on time and spend $500 within the first six months!
card_name FAQ’s
What is card_name?
The card_name is a credit card with no annual fee.
It is a great choice for those who want to pay down debt in a simple manner, as it intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type and gives you the opportunity to reduce the regular APR by 2% each year.
Who qualifies for card_name?
People with a good or excellent credit score (670 or more) can qualify for the card_name.
In addition to the desired credit score, you will also need a decent income.
Your monthly rent or mortgage payments will also be considered when you apply.
Is card_name a good credit card?
card_name is a good option for those of you who want to make it simpler to pay off a debt, as it intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type and allows you to pay off the debt over an extended period.
You can also lower the interest by 2% annually and pay purchases over time by paying a monthly fee.
Does card_name have rewards?
No, card_name doesn’t offer any rewards of cashback as this card is meant to help people who want to pay off a debt over time by offering intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type on purchases and balance transfers.
Is card_name hard to get?
Yes. This card can be hard to get for first-timers as you will need a good or excellent credit score.
So, we advise that you choose one of the best secured credit cards to help you build a good credit history.
Is card_name metal?
No. card_name is not a metal credit card. It is plastic. A few examples of Chase’s metal credit cards are the card_name card and the Chase Sapphire Reserve® card.
What credit score do you need for card_name?
You need a credit score of at least 670 to apply for a card_name credit card.
Also, remember the 5/24 rule by Chase. If you have been approved for five credit cards in the last 24 months, you will be denied a Chase card.
What is the credit limit on card_name?
Many factors impact the credit limit on card_name.
These include but are not limited to your credit history, your income, etc. The limit may range from $500 to $3,000.
Is card_name better than card_name?
Both cards have their advantages and disadvantages.
card_name is a better option for building credit and also has no annual fee.
In contrast, card_name offers up to 5X points on purchases but has an annual fee of $95.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
