Top Reasons to Get This Card
card_name Annual Fee
This card comes with no annual fee.
Decent Rewards
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
- Earn 1X ThankYou® Points on All Other Purchases.
card_name welcome offer
bonus_miles_full
Intro APR for 15 Months
You will get intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type.
Other Benefits
- You Earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025. Air travel is not included.
- It is the only credit card that automatically rounds up to the nearest 10 points every time you make a purchase. There’s no cap!
Pros and Cons of card_name
Pros
- Get 10% points back for the first 100,000 ThankYou points you redeem annually
Cons
- If you are looking to use this card for international travel, Citi rewards plus foreign transaction fees is at 3%
Is this card worth it?
The card_name is the right choice for people looking for a no annual fee card with intro_apr_rate,intro_apr_duration, then reg_apr,reg_apr_type. It is also excellent for low spenders who are looking for a card for small purchases.
If you spend on average $500 per month on super markets and gas stations and another $100-200 per month for other purchases, you will earn $500*12*2 + $200*12*2 = 16,800 points, which can get you a return airfare for a short trip or rent a car for a short getaway.
Another card_name benefit that makes it the best card for low spenders, is that a $3 spent on coffee earns just as much rewards as a $10 spent on Uber, because rewards get automatically rounded up to the nearest 10 points on every purchase.
Overall, card_name is a good credit card that earns 2X rewards on gas station and grocery purchases, ongoing 5X points on Hotel & Car Rentals booked through the Citi Travel portal now through 6/30/2024 and the unique “round up” offer that makes small purchases more rewarding.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
