Top Reasons to Get This Card
Generous Sign-Up Bonus
Any IHG One Rewards Premier Business Credit Card review is incomplete without mentioning the generous bonus_miles_full
Fabulous Rewards
With the card, you can earn:
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants
- Earn 3 points per $1 spent on all other purchases
Please focus on all IHG business rewards accept terms and conditions before proceeding.
Foreign Transaction Fee
IHG business credit card foreign transaction fee is zero
Other IHG One Rewards Premier Business Credit Card Benefits
Get a free night award annually on your account anniversary
Get another free night on spending over $60,000 with your card within one year
Earn a $100 statement credit and 10,000 bonus points on spending over $20,000 in one year.
When you redeem three rewards nights, you get one extra free
Get statement credit of up to $100 ($120 starting 10/1/2024) every four years toward Global Entry, TSA PreCheck®, or NEXUS application fee.
Earn IHG® Rewards Platinum Elite status automatically.
Earn Diamond Elite Status by spending $40,000 in a year. The status is available until December 31 of the following year.
Pros and Cons
Pros
- You can earn a high reward rate on purchases.
- Comes with automatic elite status, offering additional benefits
- Anniversary perks enhance the card’s value over time.
- No foreign transaction fees make it ideal for international travel.
Cons
- It comes with an annual fee.
- Rewards redemption options may have limited flexibility.
Is IHG One Rewards Premier Business Credit Card the Right Card for You?
The IHG One Rewards Premier Business Credit Card can be a great choice if you like IHG’s portfolio of brands.
In addition to a generous welcome offer, IHG credit card offers, and reward rates make it worthy of attention.
IHG One Rewards Premier Business Credit Card credit score requirements are not too stringent either, or you get many perks that you can enjoy seamlessly.
No foreign transaction fee is also great news for frequent travelers.
The IHG One Rewards Premier Business Credit Card is an ideal choice for small business owners who frequently stay at IHG properties such as Holiday Inn, Crowne Plaza, Kimpton, and Intercontinental. For someone who wants elevated hotel experiences, it provides automatic IHG One Rewards Platinum Elite status.
If your business travel frequently involves these hotel brands, this hotel card offers substantial benefits, including an excellent sign-up bonus of bonus_miles_full and an annual free night.
The card offers significant value with competitive rewards with not just 26x points for hotel stays but also 5x for dining, travel, select business purchases, and gas stations, and 3x on all other purchases.
Additionally, the absence of foreign transaction fees makes it convenient for international travel. The 40,000 anniversary night points easily offset the fee, making it a compelling option among hotel loyalty credit cards.
Overall, this card is a smart investment for small business owners regularly staying at IHG properties and an excellent choice for maximizing rewards with IHG. However, if you’re a casual IHG guest or seek more redemption options, a general travel credit card may suit you better.
FAQs
What is the IHG One Rewards Premier Business Credit Card?
IHG One Rewards Premier Business Credit Card is a credit card for small and medium business owners with an annual fee of $99, rewards rates of 3x-26x, and 140,000 bonus points.
What are the IHG One Rewards Premier Business Credit Card benefits?
With an IHG One Rewards Premier Business Credit Card, you get 10 points for each dollar as an IHG One Rewards member.
You also get 6 points for each dollar from IHG with Platinum Elite status and 5 points for each dollar on select advertising, travel, gas stations, and restaurants.
It also allows you to earn 3 points for each dollar on all other purchases.
How much is the annual fee for IHG One Rewards Premier Business Credit Card?
The annual fee of the IHG One Rewards Premier Business Credit Card is $99
What is the IHG One Rewards Premier Business Credit Card welcome offer?
With every new IHG One Rewards Premier Business Credit Card, you can earn 140,000 bonus points after spending $4,000 on purchases in the first three months of opening your account.
How do I earn 175000 bonus points on the IHG One Rewards Premier Business Credit Card credit card?
You can easily earn 140,000 bonus points as a welcome bonus by spending $4,000 within the first three months of getting the card.
The rest 35,000 you can earn by making purchases and earning rewards as per the rewards rate.
We recommend going for options like earning 10X points on spending at hotels that participate in IHG Rewards.
How much is 140000 IHG points worth?
The worth of IHG points varies depending on how you use them.
For instance, 140,000 IHG points are approximately worth an estimated $700 in value when used at IHG properties.
If an IHG hotel requires more points than usual for a reward night, the worth of the points might be reduced.
What is the IHG One Rewards Premier Business Credit Card signup bonus?
The signup bonus of the IHG One Rewards Premier Business Credit Card is 140,000 bonus points that are offered when you spend $4,000 on purchases within 3 months of account opening
Can I convert IHG points to cash?
It is possible to sell IHG reward points for instant cash if you trust any online miles brokers.
How many IHG points are needed for a free night?
At least 5,000 points are needed to get a free night at an IHG property.
This number may change based on which IHG property you plan to stay in and when.
Which cards compete with the IHG One Rewards Premier Business Credit Card?
Many cards compete with the IHG One Rewards Premier Business Credit Card. Some of them are:
- World of Hyatt Business Credit Card– This is meant for people who like staying at Hyatt properties.
- card_name– This card is preferred by people who prefer to stay at Hilton properties.
- The Wyndham Rewards Earner® Business Card from Barclays– This card is preferred by people who like to stay at Wyndham hotels and resorts.
Is the IHG One Rewards Premier Business Credit Card worth it?
The IHG One Rewards Premier Business Credit Card is worth it for small business owners who regularly stay at IHG hotels.
The brand has over 6,000 properties.
Thanks to the relatively low annual fee, the credit card is easy to afford.
The additional perks like free nights, statement credits, and access to IHG® Rewards Platinum Elite status and Earn Diamond Elite Status make it more valuable.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
